The cost of off-road toys and atvs continue to rise, which makes it difficult to replace in case of an accident. That’s why I recommend carrying off-road atv insurance for liability and property damage. It generally costs less than you might expect and I offer a number of carrier options, to fit your budget, coverage, and generate package discounts.
I recently insured my 2024 Polaris RZR XP1000 for just $382 a year! This includes liability limits of $500,000, along with uninsured and underinsured property damage coverage of $25,000. This policy was sold through Progressive and comes with a few extra coverages that pushed me to sign.
- Carried Contents – This endorsement provides $1,000 to replace my personal belongings like cell phones or camping equipment.
- Accessory Coverage – Most never leave their ATV stock and I am no different, my policy includes up to $3,000 in accessory addons.
Be sure to check on coverage to protect that off road toy, it may not cost as much as you think. Give me a call today to get started.