The typical Door Dash driver does not have the right coverage. Did you know that typically the Door Dash auto insurance policy only covers injury and does NOT extend to repair/replace your vehicle? In addition, most insurance carriers will not cover your vehicle, while in the process of picking up or delivering food.
In most cases a commercial auto policy is required, to extend coverage while logged into the app. Although it’s not required by the state, it’s important to consider. Can you afford the out of pocket expenses with repair or replace of your vehicle if an accident were to happen during delivery?
In addition, it’s important to notify your current agent or insurance carrier if you start working for a ride share service. Some carriers won’t even offer insurance to those who work for Door Dash, Uber, or Lyft, regardless of exclusions.
Need a review of your auto insurance policy? Give me a call today to get started.
